Money Changers, Part 5

I’ve been discussing money changers and our credit system. I would like to begin with a comment from last time, “In a nutshell, the debtor (borrower) contractually signs away (mortgages) future earnings.” This statement will be the focus on the scriptural application.

This simple step of mortgaging one’s future earnings in order to secure credit interrupts the stewardship implications of scripture. For example, Psalm 8:6 says “Thou dost make him to rule over the works of Thy hands; Thou hast put all things under his feet.” I would like to refer to this as the Enabling Clause for Stewardship. In order for this enabling to properly work, several things must take place. First, it only applies to Christians. Second, it can only properly apply when Jesus is not only Savior but Lord. Third, it can only apply when one, by faith, believes that God is Provider and His promises apply to them. Last, it can only apply when one’s actions reflect his faith.

If any of the above ingredients are missing, stewardship becomes an effort on our part and not God’s enabling. You see, stewardship is something that God does through us, not something we do on our own initiative or for God. Without God’s enabling, it’s like a soldier going into battle riding a hamstrung horse. The use of credit obligates us and hamstrings our obligation to the Lord and His enabling to perform His stewardship. If you need confirmation on this fact, wait until your financial obligations exceed your income. God is the master of the future, not us. When we displace God concerning our future, trouble will be awaiting us.

Gary Ellis, MBA, CFP
Association Stewardship Director